Frequently Asked Questions
We will send your loan funds to your bank account on file in as fast as 1 day after you’ve signed your Personal Loan agreement and completed all necessary steps. It’s important to know that your bank may take additional time to post your loan funds to your account. If any loan funds do not post to your bank within one weeks, please contact us or your bank.
Personal Loans are payable in fixed monthly installments. The amount of your monthly payment will depend on the amount you borrow, the repayment period you select, and the total interest charged on your Personal Loan (based on the interest rate that applies).
On your application, you can choose your repayment period from the options shown. Keep in mind that a longer repayment period may result in a lower monthly payment, but more total interest than if you choose a shorter repayment period for the same loan amount.
You can apply for a Personal Loan of at least $3,500, up to $50,000 depending on your repayment plan and $50,000 and above for a business or investment loan
No, you cannot increase your existing Personal Loan amount. The loan amount will remain fixed for the full duration of the Personal Loan agreement.
We can accept your loan paid off earlier if you decide to pay your Personal Loan off early. We will charge a $39 fee for any month that we receive your payment after the due date listed on your invoice or if you make any payment that is returned due to insufficient funds.